Estes fulanos, cuja profissão dá pelo nome de brokers -- corretores de bolsa em português até nós verificarmos o termo (verificámos agora no Carolina Michaelis on line. Está certo)-- maipulavam o Libor para os juros serem caríssimos para si quando pedia um empréstimo.
O Libor é o juro que os bancos se pagam uns aos outros quando emprestam dinheiro de banco a banco. Então eles mentiam, diziam que o juro era mais elevado do que realmente fixaram, e depois quando você pedia dinheiro emprestado a eles, o seu juro disparava e saía pelo telhado fora. Você pagava o artigo que comprava bem pago e repago caso tivesse de recorrer aos bancos.
Já está a ver como os tipos caçavam o caroço ao povo para depois distribuirem aos milhões em bónus entre eles.
E o moral da história é que os banqueiros ainda continuam a sacar os lucros dos bancos aos milhões, quando todos sabemos que muitos deles faliram e vivem à custa do erário público! Acaba por ser o contribuinte a pagar para essa malandragem de fat cats.
Ainda mais, são os regulators (fiscais da bolsa) americanos e não ingleses que estão a espetar com multas em milhões de US dollars em cima dos bancos ingleses! Leia o artigo e verá os milhões que os bancos pagaram em multas.
Segundo o artigo, os brokers da ICAP em questão estão tramados e vão fazer contas aos dias que vão passar à sombrinha por detrás das grades.
Agora vamos publicar um excerto de apenas algumas linhas só para si. Não entre em pânico porque isto é apenas especulação. E se acontecer, a Europa vai meter mão nisso and will sort them out.
É a única maneira de os fazer amar a Europa se não quiserem juntar-se ao mercado comum da Russia com o Putin como presidente of the Bank of England. Lol! Lol!
Diz este artigo do Money Week que a dívida soberana Inglesa é mais funda do que o fundo do Canal da Mancha. Nós não conhecemos a fundura do Canal e também conhecemos a profundidade do saber financeiro e económico destes amigos do Money Week. Por isso não sabemos que crédito atribuir às afirmações apocalípticas deles.
A razão deles se lançarem neste cenário de catástrofe é porque que eles são consultores em investimento, e querem que você confie neles os seus milhões. Nós aqui em Nampula não temos preocupações dessas. Inchahla.
"How Britain collapses from within
So what happens to Britain when interest rates rise? What shape will the crisis take? And what does all this mean for you, and your family?
- The first “flashpoint” will be the banking system. We’ve already seen this across Europe.
- This is because banks hold huge amounts of government debt. When interest rates rise, the value of government debt (bonds) falls. Even a small jump in interest rates would wipe billions of capital off banks’ balance sheets.
- It’s impossible to say exactly which high street banks – if any – could withstand that kind of hit.
Imagine standing outside your bank, not knowing whether you’ll be able to withdraw your savings.(Image © Bloomberg).
As news of the banks’ problems hits the press, and rumours of a new round of b
ailouts spread, the public will catch on to what’s happening. We are likely to see a run on the banks. Picture the scenes we saw at Northern Rock, as people rushed to get their savings back, but ten times worse. That’s because this time round, the government simply won’t have the money to bail the banks out again.
But the crisis will not be confined to the financial sector.
ailouts spread, the public will catch on to what’s happening. We are likely to see a run on the banks. Picture the scenes we saw at Northern Rock, as people rushed to get their savings back, but ten times worse. That’s because this time round, the government simply won’t have the money to bail the banks out again.But the crisis will not be confined to the financial sector.
The disturbing reality is that a tiny increase in the interest rates could force tens of thousands of people to miss payments and default on their mortgages.(Image © Bloomberg)
The next domino to fall will be the housing market. Most mortgages are linked to interest rates. As interest rates shoot upwards, millions of people will be pushed “underwater” by a combination of falling housing values and rising mortgage payments."
The next domino to fall will be the housing market. Most mortgages are linked to interest rates. As interest rates shoot upwards, millions of people will be pushed “underwater” by a combination of falling housing values and rising mortgage payments."
25 September 2013 Last updated at 14:42
US and UK regulators are continuing to investigate the rate-rigging scandal
ICAP Libor fine of $87m by UK and US regulators
US and UK regulators are continuing to investigate the rate-rigging scandal
The UK broker ICAP has been fined $87m (£54m) for its part in the long-running Libor rate-fixing scandal.
In addition, three of its traders were charged with several counts of wire fraud in a federal New York court.
They face a maximum penalty of 30 years in prison for each count if convicted.
Libor rates are used to set trillions of dollars of financial contracts, including many car loans and mortgages, as well as complex financial transactions around the world.
Regulators have been investigating manipulation of Libor inter-bank lending rates since 2012 in the wake of Barclays' £290m ($454m) fine by US and UK authorities. A string of international banks have been implicated in the affair, and several criminal charges have been brought against traders.
'Inexcusable'
In a statement, Michael Spencer, group chief executive officer at ICAP said: "We deeply regret and strongly condemn the inexcusable actions of the brokers who sought to assist certain bank traders in their efforts to manipulate YEN Libor. Their conduct contravenes all that ICAP stands for."
Mr Spencer added that none of the three individuals remained with the firm, and others who may have been involved were no longer at the company.
In February 2013, Royal Bank of Scotland (RBS) was fined £390m ($610m) by UK and US regulators for its part in the Libor scandal.
The UK's Financial Services Authority fined RBS £87.5m, while about £300m was paid to US regulators and the US Department of Justice.
In July this year, the British Bankers' Association (BBA), which collates and publishes Libor - the London Interbank Offered Rate - changed how the rate is set, as a precaution against any repeated scandal.
The BBA said publication of banks' individual submissions would be embargoed for three months to avoid "manipulation".
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